There are only a certain number of people that are able to verify assets, liabilities, income, and financial statements, and so only people in that area of work can give to you a net worth certificate. This is no doubt a serious matter because lenders, courts, and federal government entities want professional certified evidence, not homemade financial documents. Below is a clear explanation of who should certify a net worth certificate and a certain point when you should pick that kind of professional.
Who Is Allowed to Certify a Net Worth Certificate?
Certified Public Accountants (CPAs)
A Certified Public Accountant (CPA) is the most widely accepted professional for certifying net worth certificates. CPAs are licensed, regulated, and trained to review tax returns, bank records, investment statements, loan balances, and supporting documentation.
Their certification carries strong credibility with financial institutions, attorneys, courts, and regulatory agencies. For most individuals, business owners, or high-net-worth clients, a CPA is the best choice.
Enrolled Agents (EAs)
Enrolled Agents are federally licensed tax professionals who can review and verify financial information for tax-related matters. EAs can certify net worth statements when the purpose involves IRS filings, financial disclosures, or tax compliance. While acceptable for many uses, some courts and lenders still prefer CPA certification.
Tax Attorneys
A tax attorney can certify net worth documentation in cases where legal expertise is required—such as divorce, litigation, fraud investigations, or disputes involving asset ownership. Attorneys are especially helpful when the certificate needs to be part of a legal filing or when the financial picture is tied to legal strategy.
Forensic Accountants and Financial Forensic Experts
These professionals specialize in complex or high-risk cases, including:
- Hidden assets
- Complex business structures
- International holdings
- Discrepancies in financial records
Forensic experts are often hired when financial accuracy may be questioned or when the certificate may be challenged in court.
Which Professional Should You Choose?
Every time you’re filling out mortgage applications, attempting to get a business loan, sponsor immigration, estate plan, or any general financial inquiry, trust a CPA the most.
In the case of litigation, conflicts, or complex asset tracing, a tax attorney or forensic specialist will be helpful.
Need a Certified Net Worth Certificate?
Dimov Tax provides CPA-certified net worth statements for legal, financial, real estate, and business requirements.