Overall Wealth Management

What does the overall wealth management service cover?

Overall wealth management is ongoing assistance that keeps the money preferences aligned with your distinct goals and the taxation picture as life changes.

Who tends to benefit from this service?

Such a service is generally a great option when you want a single place to pressure-test decisions that touch more than one area:

A rising income with bonuses or equity compensation or uneven business draws
Several accounts with competing priorities
A major shift ahead, like relocation & marriage or a liquidity event
A plan sitting on a shelf with no follow-through

What do you receive during the year?

As part of our CFP services, clients receive holistic wealth management with a simple review cadence & clear priorities and a documented next actions list. We address the general topics presented below during the year:

Goal tracking — leveraging a short set of numbers you can monitor
Investment management decisions — linked to cash needs and tax impact
Tax-efficient wealth planning — for timing of income & gains and required payments
Estate and wealth planning coordination — so beneficiaries and account titles match the intent
A review calendar linked with life events as well as post-tax season updates

How is ongoing support different from a one-time plan?

Overall wealth management is simply custom-built for “real-time decisions”. Yet, a one-time plan is built for a snapshot.

Item	One-time plan	Ongoing service
Best use	Establish a baseline roadmap	Maintain consistency on the decisions as inputs change
Updates	As requested	Scheduled plus event-driven
Focus	Assumptions and priorities	Execution and course corrections
Tax connection	Often general	In parallel to your actual return data

Which tax questions come up in day-to-day wealth decisions?

Taxes generally change the outcome more than people expect. So, our team focuses on the choices that move the after-tax result:

Account selection — roth vs pre-tax vs taxable — in line with today’s bracket and tomorrow’s goals
Sale timing — coordinating gains along with losses and holding periods around your distinct situation
Giving choices — selecting the method that complies with your goals and recordkeeping
Cash buffers — setting reserves so payments and life costs do not collide

What is the start-to-finish process?

In overall wealth management clients get transparency at early stage. Afterwards, a repeatable system comes.

Discovery — goals, constraints, time horizon, key worries and what success means to you — covering any giving or legacy goals
Preferences — how you want updates — email, call, video — and how often
Advisor history — if you worked with an advisor before, what you liked and what you want done differently
Household basics — budget notes, dependents and upcoming life changes
Snapshot — accounts and income details as well as relevant tax documents
Action list — the highest-impact moves in a clean order
Implementation support — help executing contributions and allocations with account changes
Ongoing reviews — check-ins on a set schedule, plus prompt updates in the case something shifts

What should you bring to the first meeting?

You should take what you already have. Our experts will present what is missing.

The most recent tax return with current pay information
Account list with approximate balances
Debts & monthly obligations
Insurance summaries
Any estate documents currently owned
Recent bank/credit card statements or a simple monthly budget
A short list of anyone who depends on your income

Ready to work with Dimov Tax?

If you would like to have an overall wealth management that keeps planning & investing and taxes connected, contact us today. Our professionals can outline what the first month looks like.

FAQs

How much does overall wealth management cost?

Pricing starts from $480. The final fee depends naturally on the scope and how often you want reviews.

How often will I hear from my CFP?

Clients generally set a steady cadence. You can also prefer reaching out when a time-sensitive decision comes up.

Do I have to move my accounts for investment management guidance?

Not always. We can advise on allocation and tax-aware changes — even if your accounts stay where they are.

Is holistic wealth management only for high-income households?

No. It’s about coordination — not a minimum balance — especially when decisions influence the goals and taxation.

What events trigger a tax-efficient wealth planning update?

Job changes, bonuses, equity vesting, major sales and moving states have the potential to change the after-tax result.

Can overall wealth management work if I already have an advisor?

Yes. We can fully align planning and tax inputs and protect your existing relationships.

Award-winning global customer service.

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