An investment strategy functions at an optimum level when it is well-documented, has a measurable nature and easy to recognize. At Dimov Tax, we custom-design the planning and taxation to work side by side.
Investment strategy services establish the structure for how the portfolio is built & monitored and adjusted over time. Clients get a target mix and a repeatable decision process along with a tax-aware view of the action scenarios.
This work is part of our CFP services, so the focus stays dedicated on the specific goals and constraints — not a one-size template.
Clients should consider such a service when their current investing feels improvised or inconsistent. The general scenarios are presented below:
Our professionals start by turning the risk tolerance assessment into specific portfolio rules that can actually be used. We obtain a simple process as outlined below:
Tax-efficient investing focuses on lowering the tax drag without changing the intent of the portfolio. The optimal approach varies in parallel to where the money is held and how often a trade is needed.
| Situation | Practical action | Tax result |
|---|---|---|
| Taxable brokerage account | Favor low-turnover, broad index exposure | Fewer taxable distributions |
| Holding with an unrealized loss | Consider selling and replacing with a similar position | Potential capital loss to offset gains |
| Concentrated stock position | Leverage a staged sale plan linked with brackets and holding periods | Better control over realized gains |
| Income-heavy holdings | Place them in the account type that makes sense for your tax profile | Improved after-tax yield |
Portfolio rebalancing should simply be generated by rules — not headlines. A simple approach is to rebalance when the allocation drifts outside set bands or when a cash event creates imbalance. The triggers might be outlined as below:
Clients receive a concise package they can reference all year as listed below:
If you prefer a concrete investment strategy with tax context, contact us today to get started. Our team presents 360-degree taxation support for investment strategies.
Plans start from $480. The final fee varies in line with the depth of analysis and ongoing support — and you’ll receive pricing details upfront.
Yes — start with a written investment strategy — then add periodic reviews for portfolio rebalancing once circumstances change.
We review all accounts together & place each slice of the asset allocation — where it supports tax-efficient investing at an optimum level.
It’s choosing the specific holdings that fill each role in the plan. Therefore, the portfolio is diversified on purpose.
We revisit the risk tolerance assessment & adjust risk management rules. So, the plan still feels workable.
You’ll have simple generators that tell you when to rebalance & when to leave the portfolio alone.
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