Comprehensive financial planning is a full-picture roadmap that turns specific targets into numbers, prioritized items and a concrete action list. A CFP professional pulls the money decisions into a usable plan along with tradeoffs presented transparently. People also call this holistic financial planning as it looks at the whole household — not one account.
A well-built plan generally covers the below areas:
This service is very useful when you require your decisions to work together. It presents supreme assistance when life is changing or when you’re making a move that can’t be “undone” easily. Such services can be beneficial for especially the actions below:
A quality plan addresses the questions first. Then it backs them with proper assumptions as presented in the table:
| Planning area | Question | What you walk away with |
|---|---|---|
| Spending & saving | How much can I save each month? | Targets and a monthly money map |
| Taxes | Which choices change my taxes the most? | A tax-aware action checklist |
| Risk & protection | What could derail the plan? | Coverage gaps and options |
| Education goals | How can we pay for school? | Funding paths tied to timing |
| Account setup | What is each account for? | Roles for accounts and guardrails |
| Document alignment | Do beneficiaries match my intent? | A short coordination checklist |
Dimov Tax delivers 360-degree financial planning. We obtain a straightforward approach with full focus on the outcomes. Our clients get written recommendations and the numbers behind them along with the next actions to take.
Tax-efficient planning shows up as concrete choices that reduce surprises. We review withholding & estimated payments along with timing for deductions or gifts, and how major life events could influence the credits/brackets.
The following items will be really helpful for starting with real numbers.
If you prefer comprehensive financial planning linked to the day-to-day preferences and long-term targets, contact us today. We are ready to schedule a CFP conversation and present a transparent direction.
Generally, the plans are ready within a few weeks after we receive the documents. Naturally, the process varies in line with the number of accounts and income sources.
Pricing varies with the scope. Our engagements start from $480. We’ll confirm the exact fee after a short call.
You’ll receive written documentation alongside key assumptions and a usable checklist of next actions to take.
Definitely. It’s custom-built to align shared goals & joint accounts and household decisions in a sole plan.
Yes, we can meet by video and work from shared documents without an office visit.
Yes, we map monthly inflows & outflows and review coverage needs in order to align the plan when life changes.
It links school funding preferences with tax timing so clients are able to support education goals. So, education funding choices and tax timing work together.
Dimov Tax is rated 5 stars on all major review platforms including Google, Yelp, Facebook, Angie’s List, Better Business Bureau, TaxBuzz, Thumbtack, Upwork, Bark, and much more.
