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Call (866) 681-2140
Call (866) 681-2140
OnlyFans proof of income is three documents together: your platform earnings statements, bank deposits that match them, and a filed tax return that shows the same figures. There is no OnlyFans paystub, because there is no employer.
Download each OnlyFans earnings statement from the statements area of your account, month by month; it shows gross earnings and payouts.
The payout deposits in your account, which a landlord may accept on their own. The deposit description may show the payer’s legal name, so keep the matching platform statement with it and the landlord can connect the two.
On a filed Form 1040, Schedule C shows the profit you signed for under penalty of perjury, and mortgage lenders calculate self employed income from it.
Call (866) 681-2140 with the request in front of you.
We put together the deposits and matching statements and add a CPA letter stating what they show.
We file the missing years first, then prepare the letter.
We compile a year to date statement from your records.
We match each deposit to its platform statement so the requester can see the source.
We assemble the documents a landlord or lender asks for, and we prepare the letter or statement that accompanies them.
A landlord asks for paystubs because the application form was written for employees; a self employed applicant gives bank deposits and platform statements as OnlyFans proof of income in their place.
| Requester | Asks for | Uses it to |
|---|---|---|
| Landlord | Recent payout deposits, the matching platform statements, and evidence the income continues | Confirm you can pay the rent |
| Mortgage lender | Two years of filed returns and the bank statements behind them | Calculate your qualifying income |
Unfiled years are an obstacle to a mortgage even when the deposits prove the money.
Open a bank account used only for OnlyFans payouts.
Download the OnlyFans statement each month and file it with that month’s bank statement.
Record gross earnings, platform fee and payout in one running sheet, so the year’s total matches the 1099-NEC when OnlyFans issues it.
Keep the filed return with that year’s statements, so you hand over the three documents together when you apply.
Factual information from records the CPA has seen: the source of the income, the period, and the amounts reported. Without additional procedures, the CPA does not state that the figures were verified and gives no assurance on their accuracy. The same is true of a profit and loss statement the CPA prepares.
A lender may ask for one of three letters: confirmation that you are self employed, confirmation of the income shown in your records, or an expense ratio letter. The letter accompanies the documents the mortgage program requires and puts a CPA’s name to what they show. It does not replace them.
Yes. A lender or landlord may ask for a year to date profit and loss statement alongside the other documents. A CPA compiles the OnlyFans income statement from your platform statements and bank records under the AICPA compilation standard, and names the period and the records used.
The fee depends on:
Call (866) 681-2140 for a quote.
We prepare the CPA income verification letter and the compiled profit and loss statement, and we file any missing years first. The work is confidential.
General information only. Speak to a CPA about your own documents before you apply.
