Hi,
With April 15 behind us, I wanted to send a friendly heads-up about the upcoming June 15, 2026 deadline for expats.
The good news first: if you were living outside the US and Puerto Rico on April 15, you automatically get a two-month extension to file your 2025 return. No form to submit, no request to make – it’s built into the tax code specifically for Americans abroad.
But here are the parts that catch expats off guard every year:
- The extension is for filing, not paying. If you owe US tax for 2025, technically it was due April 15. Interest has been accruing since then. The June 15 extension protects you from the failure-to-file penalty, not the failure-to-pay penalty.
- The FBAR has its own deadline. If your foreign accounts exceeded $10,000 at any point in 2025, FinCEN Form 114 is due April 15 with an automatic extension to October 15. It’s filed separately from your tax return, and your expat extension doesn’t apply to it.
- You may still need to file even if you owe nothing. The Foreign Earned Income Exclusion (up to $130,000 for 2025) and the Foreign Tax Credit only apply if you actually file a return. Skipping the filing because “I don’t owe anything” is one of the most common and costly mistakes we see.
- Need more time? If June 15 isn’t enough, filing Form 4868 by that date extends your deadline to October 15, 2026. Let us know if you would like us handle this for you.
- State taxes don’t disappear when you move abroad. California, New York, Virginia, and a few others can still consider you a resident for state tax purposes even after years overseas. Worth a quick review if you’ve never formally cut ties.
Just hit reply by Monday next week if you’d like our help filing before June 15. That gives us enough runway to gather your foreign income documentation, calculate your FEIE or Foreign Tax Credit properly, and make sure everything is filed accurately and on time.
Sincerely,
—
George Dimov, CPA
Licensed and Insured
(833) 829-1120 toll free
(212) 994-8081 Fax
www.dimovtax.com