Fiduciary financial advisor

Your fiduciary financial advisor at Dimov Tax is Achim von Bodman, CFP®, who must put your interests first and works beside our CPAs.

What a fiduciary financial planner owes you

Loyalty. Under CFP Board rules, the planner avoids conflicts of interest or discloses and manages them with the client’s consent.
Care. The planner brings the skill and diligence a prudent professional would apply to the client’s goals.
Instructions. The planner follows the client’s reasonable, lawful directions.

Fee only financial advisor: Under CFP Board compensation rules, the advisor and their firm take no commissions or other pay tied to client investments or referrals.
Fee based financial advisor: CFP Board treats fee based as fees and commissions earned by the advisor or the firm.
Flat fee financial advisor: The advisor quotes a set price for a plan, sized to how complex the client’s finances are.
Hourly financial advisor: The advisor bills by the hour, like an attorney or accountant.

Credential	CPA	Achim von Bodman, CFP®
Granted by	A state board of accountancy	CFP Board
Exam	Uniform CPA Examination	CFP Board’s certification exam
Role at Dimov Tax	Prepares the return and prices the tax on each move	Builds the plan and gives investment advice

Proactive and offered a strategic view beyond ‘just filing taxes’.

ZacharyYelp review

Ask in writing
Ask whether the advisor owes you loyalty and care as a fiduciary on each account. A firm can follow a different standard for each service it offers.
Read the firm’s disclosures
Ask which firm will advise you, then read its Form ADV brochure on fees and conflicts, and any Form CRS relationship summary.
Check the record
Search the advisor on Investor.gov, then confirm any CFP Board certification in CFP Board’s verify tool. FINRA calls financial advisor a generic title open to people with no credential.

Describe the decision you face in the contact form, and someone from Dimov Tax gets back to you within 24 hours.